Overdue Account Status

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Does Yendo charge a late fee?

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Yendo does charge a 20.00 late fee if the payment is not made on the due date.

What steps should I take if I'm unable to make any payments?

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Contact a member of the collections department immediately without delay. They will review your account and provide you with the necessary guidance on your available options.

How is this delinquency affecting my credit score?

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30 Days Late: You miss a payment due on June 1 and make the payment on June 15. This 30-day late payment could cause a moderate drop in your credit score.

60 Days Late: If you don’t make the payment until July 1, the 60-day late payment will have a more significant impact.

90 Days Late: If the payment isn’t made until August 1, a 90-day late payment can result in a substantial decrease in your credit score.

Can I get a statement in the mail?

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Statements are available in the mobile app. They are not mailed to the customers.

How can I make a payment?

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Payments can be made in the app by setting up Autopay or with a linked bank account.We also offer other payment options through PayNearMe. Under the payment options, you can select Debit, Cash, Venmo, PayPal, Google Pay, and Apple Pay.

What happens if my car gets repossessed?

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We hope this doesn’t happen to you. However, in the event of a repossession, we will communicate with you about the status of your repossession and give you options for getting your vehicle back.

If I miss a payment, will my car get repossessed?

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Repossession is always our last option. We really don’t want to repossess any cars. As long as you keep your account in good standing, your account (or vehicle) is not at risk of repossession. To keep your account in good standing, you will need to make at least your minimum payment each month.

Our minimum payments are more affordable than alternatives like title loans.To help keep your account in good standing:
1. We have automated payment reminders that alert you to upcoming due dates.
2. We allow you to pay early.
3. We also have autopay that you can set up to ensure you pay on time.
4. And we accept a variety of payment methods like debit cards, ACH, Cash, PayPal, Venmo, Google Pay and Apple Pay.

If things do come up and you are unable to pay, please reach out to us. We will do our best to work with you.

Still need help?

Contact us