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Addison

Addison TX Title Loan Alternative | Yendo vehicle secured credit card

Addison, Texas - looking to access credit? Apply for Yendo & get up to $10k. No credit check for pre-approval

about

Addison, Texas

Addison, Texas, is a vibrant and thriving town located in the heart of the Dallas-Fort Worth Metroplex. With a population of approximately 15,000 residents, Addison is known for its unique blend of urban charm, small-town feel, and a strong sense of community. Spanning just 4.4 square miles, Addison may be small in size, but it offers a vast array of amenities, attractions, and opportunities for its residents and visitors alike. Established in 1902 and incorporated in 1953, Addison has grown significantly over the years, becoming an attractive destination for businesses and individuals seeking a dynamic and diverse environment. The town has a rich history and has managed to preserve its heritage while embracing modern development and innovation. One of Addison's most significant assets is its thriving business scene. The town is home to over 180 restaurants, various retail stores, and a bustling commercial district. This makes it an ideal destination for both entrepreneurs and professionals seeking job opportunities. Major industries in Addison include technology, finance, hospitality, and aviation, with top employers such as Bank of America, Mary Kay Inc., and Concentra. Addison is also known for its robust calendar of events and festivals, which contribute to the town's lively atmosphere. Some of the most popular events include the annual Addison Kaboom Town! fireworks show, Taste Addison, Oktoberfest, and the Addison Circle Tree Lighting Ceremony. These events showcase the town's strong sense of community and provide residents and visitors with ample opportunities for entertainment and socializing. The town is dedicated to providing an excellent quality of life for its residents through a variety of parks, recreational facilities, and community programs. Addison's 22 parks encompass over 200 acres of green space, offering a range of outdoor amenities such as walking trails, sports fields, playgrounds, and picnic areas. The Addison Athletic Club is a state-of-the-art facility that features a fitness center, indoor and outdoor pools, basketball courts, and various fitness classes. Addison also places a strong emphasis on arts and culture. The town is home to the renowned WaterTower Theatre, which hosts a variety of performances, including plays, musicals, and concerts. The Addison Conference and Theatre Centre serves as a hub for cultural events, meetings, and conferences. Additionally, the town boasts an impressive collection of public art, featuring over 150 sculptures and installations throughout its parks and public spaces. In terms of education, the town is served by the Dallas Independent School District, with several highly-rated schools in the area. Additionally, there are numerous private schools and higher education institutions nearby, such as Brookhaven College and the University of Texas at Dallas. Transportation in Addison is convenient and accessible, with major highways, such as the Dallas North Tollway and Interstate 635, allowing for easy travel within the Metroplex. The town also has its own general aviation airport, the Addison Airport, which serves as a hub for business aviation and private flights. For public transit, the Dallas Area Rapid Transit (DART) system provides bus service in Addison, connecting it to the wider DART rail network.

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Avondale, AZ

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Cardiff by the Sea, CA
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FAQs

Does Yendo build my credit?
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With responsible usage, Yendo can help build your credit. We report to Experian, Equifax and TransUnion.

What will my credit line be?
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Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit line depends on the make, model, mileage, and condition of your vehicle in addition to your ability to repay.

How many days do I have to repay?
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You have 25 days after the end of your monthly statement to make a payment. You can make payments at anytime, and you will need to make a minimum payment of 1% of your statement balance or $50 (the greater of). We're here to help, so if you do need assistance making your minimum monthly payment, please give us a call.

Can I get approved even if I have bad credit or no credit?
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You can get approved as long as you meet Yendo’s other approval criteria. Our mission is to offer affordable credit access to everyone.

How soon can I get my credit card?
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Most Yendo cardholders have access to their virtual credit card within an hour of completing their application and mailing their title. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 3-7 days.'

If I miss a payment, do I lose my car?
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We will always work with you to try to establish a plan that works with your situation. However, as a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment can be more affordable compared to other alternatives like title loans.

If I sign up, when and how do I get my title back?
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You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you within 10 days of payoff - please note that there may be some situations outside of Yendo's control, such as DMV processing timelines, that could extend this timeframe. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.

What are my payment terms?
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While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your statement balance on or before the due date every month, you’ll pay zero interest on purchases. In the event you don’t pay off your full balance, our minimum payment is 1% of your principal balance or $50, whichever is greater. Please note if you have interest or fees charged to your account, these will be added to your minimum payment due.

What is overlimit?
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If your balance exceeds your credit limit, your account is overlimit. You will need to make a payment that brings your balance below your credit limit and make at least a minimum payment to unblock your card.

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Access up to $10,000 in credit with Yendo.