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Lueders

Title & Payday Loan Alternative in Lueders, Texas | Yendo Credit Card

Lueders, Texas - looking to access credit? Apply for Yendo & get up to $10k. No credit check for pre-approval

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Lueders, Texas

Lueders, Texas, is a quaint and tranquil city located in the heart of Jones and Shackelford Counties, approximately 40 miles north of Abilene. With a population of around 300 residents, Lueders provides a tight-knit, rural community experience for those seeking a serene and peaceful lifestyle. Established in 1899 and incorporated in 1927, the city has a rich history rooted in agriculture and ranching, and it continues to maintain its small-town charm and simplicity. Lueders is well-known for its distinctive limestone formations, which have been quarried and utilized in construction projects across the state of Texas for over a century. The Lueders Limestone, prized for its durability and versatility, has been used in iconic structures such as the Texas State Capitol Building and the University of Texas at Austin. This unique geological feature not only contributes to the local economy but also adds to the city's picturesque landscape. Education in Lueders is provided by the Lueders-Avoca Independent School District, which serves the communities of Lueders and nearby Avoca. The district operates a single K-12 campus, Lueders-Avoca High School, which offers a comprehensive education with a focus on academic excellence and community involvement. The small student population fosters a close-knit learning environment, allowing teachers to provide personalized attention and support for each student. The city's recreational opportunities are primarily centered around outdoor pursuits, taking advantage of the area's natural beauty and abundant wildlife. The Brazos River runs through Lueders, providing a scenic backdrop for fishing, boating, and picnicking. The nearby Fort Phantom Hill Lake and Hubbard Creek Lake offer additional water-based activities, as well as camping and hiking opportunities. Hunting is also a popular pastime in the region, with numerous hunting leases available for those seeking to experience the thrill of the hunt amidst the rolling hills and rugged terrain. Lueders' community spirit is evident in the various events and gatherings held throughout the year. One of the most anticipated events is the annual Lueders Homecoming celebration, a weekend-long affair that brings together current and former residents for a range of activities, including a parade, live music, and a community barbecue. This event fosters a strong sense of camaraderie and nostalgia, as friends and families reunite to reminisce and create new memories. The local economy of Lueders is primarily driven by agriculture, ranching, and the limestone industry. Small businesses and family-owned enterprises are the backbone of the community, providing essential goods and services to residents. The city's strategic location near major highways, such as US Highway 277 and State Highway 6, allows for convenient access to larger cities like Abilene and Wichita Falls, making it an attractive option for those seeking a rural lifestyle without sacrificing modern amenities.

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FAQs

Does Yendo build my credit?
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With responsible usage, Yendo can help build your credit. We report to Experian, Equifax and TransUnion.

What will my credit line be?
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Yendo Credit Cards have credit limits ranging from $450 up to $10,000. Your credit line depends on the make, model, mileage, and condition of your vehicle in addition to your ability to repay.

How many days do I have to repay?
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You have 25 days after the end of your monthly statement to make a payment. You can make payments at anytime, and you will need to make a minimum payment of 1% of your statement balance or $50 (the greater of). We're here to help, so if you do need assistance making your minimum monthly payment, please give us a call.

Can I get approved even if I have bad credit or no credit?
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You can get approved as long as you meet Yendo’s other approval criteria. Our mission is to offer affordable credit access to everyone.

How soon can I get my credit card?
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Most Yendo cardholders have access to their virtual credit card within an hour of completing their application and mailing their title. The virtual card can be used online or with Apple, Google, or Samsung pay. A physical card will be mailed to you and typically arrives in 3-7 days.'

If I miss a payment, do I lose my car?
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We will always work with you to try to establish a plan that works with your situation. However, as a lienholder, we can exercise our right to recover an outstanding balance, but this is our last option. Keep in mind that with Yendo, your minimum monthly payment can be more affordable compared to other alternatives like title loans.

If I sign up, when and how do I get my title back?
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You can get your title back at any time by paying off your balance and giving us a call to close your account. Once we verify that your balance is $0, Yendo will close your account and remove its lien from your title. We will then release the title to you within 10 days of payoff - please note that there may be some situations outside of Yendo's control, such as DMV processing timelines, that could extend this timeframe. Or you can keep your account open with a $0 balance and pay no interest, so you can have continued access to your credit card when or if you wish to use it.

What are my payment terms?
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While your official due date is 25 days after receipt of your previous monthly statement, you can pay off all or a portion of your balance in advance at any time. The best part? If you pay your statement balance on or before the due date every month, you’ll pay zero interest on purchases. In the event you don’t pay off your full balance, our minimum payment is 1% of your principal balance or $50, whichever is greater. Please note if you have interest or fees charged to your account, these will be added to your minimum payment due.

What is overlimit?
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If your balance exceeds your credit limit, your account is overlimit. You will need to make a payment that brings your balance below your credit limit and make at least a minimum payment to unblock your card.

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